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 An RV is a vehicle, but in many cases it is a home, too. While it is easy to think that the best way to insure an RV is with car insurance, many fulltimers would tell you otherwise. A traditional car insurance contingency plan would leave several gaps in coverage in many situations. That is why it is extremely important to find the right RV insurance plan to help avoid major costs when damages occur.
The right RV insurance plan can offer total loss replacement. This coverage plan is usually selected by individuals who have purchased a brand-new RV. It replaces the rig with a similar unit, even if the replacement costs more than the damages.
RV owners also tend to look for a plan that can protect their personal belongings in the case of a damaging crash, fire or theft. Usually called a Fulltimer or Campsite liability plan, these coverage options can help replace all items present before an incident. Similar to home insurance, they protect a family's personal items and the structure of the rig.
What are some of the benefits you've encountered with RV insurance? Tweet us your unique stories at @PedataRV.
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